Financially Responsible Students Still Poor

Financially Responsible Students Still Poor
According to Higher One, 67 percent of college students say they're confident or very confident in their ability to manage their money. A vast majority, 72 percent as opposed to 16 percent, would use a debit card over a credit card, and 22 percent are investing in some way. Good thing, considering the way crippling student debts are growing in recent years.

For the less financially literate among us, there are a wealth (hah) of resources devoted not explicitly to making you rich, but at least to helping you sock away some extra cash to help cover that road trip this summer.These resources range from big financial non-profits with big real-world offices to in-the-know students and recent grads blogging from their bedrooms.

Wealthy Grad, by Pamela Capalad, UCSB '07, sings the praises of debit cards and money jars. Frugal Law Student, by debt-ridden Brett McKay, a law student at the University of Tulsa College of Law, is a little more varied: check out "10 Ways to Make and Save Money on Facebook" and the massive personal finance link directory.

But New York Times financial journalist Beth Kobliner is the true Gen-X-Y personal finance guru. She's blunt, she's sassy, and she really knows what she's talking about. If I had a nickel for every time someone suggested I read her bestselling tome "Get a Financial Life: Personal Finance in Your Twenties and Thirties," I'd put it in a jar and save it for a rainy day when I was out of gin. (Good thing she gives away so much for free on her site.)
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