Don't leave your i-card on a cafeteria tray.

Broke-ass Jimmy washing the dishes in the back may end up dining for free, entering your dorm, and as of this fall, drain your bank account.

TCF is teaming up with Illinois to hook up the i-card to new TCF bank accounts. You'll be allowed to take money out of certain ATMs and make purchases at local businesses. And if you really wanna blow your financial aid on beer runs, there will be an option to direct deposit your refund into the TCF i-card account. Everybody wins?

U of Illinois gets kickbacks from TCF profits. TCF scores new clients; clients who will go on to high-end business and engineering careers. You get access to both these money-grubbers from one card. And so does the person who finds the card that you inevitably lose.

Finders keepers, losers over-drafted.